If you have been involved in a car crash in and around the Jefferson, Wisconsin area, you should be sure to take the necessary steps to protect you and your interests concerning the car accident.
First, it is crucial to ensure that those at the scene who require medical attention receive the care they need. Next, to prevent additional incidents or damage, it is important to move the vehicles and individuals involved to a safe location – if possible or to set up flares to warn other drivers of the potential danger.
As a licensed, insured motor vehicle driver, it is critical to
- Maintain an even emotional approach despite the stress and anxiety an accident may create.
- Call 911. Asking the police to respond to the scene is essential. The report they issue is from a neutral/disinterested perspective and an important document to provide to your insurance agent when filing a claim after the accident.
- Contact your insurance provider as soon as possible. Their experience and knowledge are quite valuable when facing an overwhelming situation like an accident. Don’t forget, many automobile insurance policies mandate that the insured report accidents immediately.
- Document the accident scene. Documenting the scene is perhaps one of the most important ways to protect yourself. With cellphone cameras, a dime-a-dozen, videos and photographs are not only easy to take but instantly available. Do not, however, videotape or photograph the accident scene and interfere with police work. All injuries should be photographed as well.
- Gather contact information from the other driver(s). While the police typically do this at the scene, it is critical to obtain this information from drivers, passengers, pedestrians, and witnesses, if the police fail to respond to the scene. This includes insurance information from other vehicle drivers.
- Be accurate when answering questions from the police. Do not speculate and tell the responding officers when you do not know specific facts. If you are uncertain of any injuries – because you may be in shock or the symptoms may not manifest for hours or days – be sure to relay this accurately. As important, it is vital that you do not admit to anything until you have had a conversation with your insurance professional or attorney.
- Obtain the police report to submit to your insurance agent. However, note that if the car accident happened on a state highway, the report must be gotten from the state’s law enforcement department.
- Seek medical attention, even for minor accidents, if you lost consciousness or were dazed. Many people involved in car accidents do not experience pain or symptoms until hours and even days after the event.
Automobile accidents are stress-inducing, even if there is only insignificant property damage. If you live or work in the Jefferson, Wisconsin area, give us a call at Stauffer-Klug Insurance to discuss your car insurance options, or, if you prefer, check out our no-cost, online, no-obligation automobile insurance quote.
In and around Jefferson, WI, car owners have placed their trust in the Stauffer-Klug Insurance Agency for more than a decade. Give us a call at 920.674.4944, send us an email to allow us to meet or exceed your insurance needs.