When it comes to car insurance, you should never have to sacrifice quality for value. Here at Stauffer-Klug Insurance, we have one goal: saving you money on the coverage you need. We are an independent agency, working on behalf of our customers to provide car insurance quotes from several of the leading car insurance companies throughout Wisconsin. If we can’t save you money, we’ll tell you. It’s as simple as that.
Have you ever been in a car accident? Statistics show that the average driver will file a claim for an average of three to four accidents in their driving lifetime. From minor fender benders to major collisions, an accident can cost a driver thousands of dollars in repair costs and liability expenses. In some cases, it can even cost your life savings – especially if you do not have the right car insurance coverage.
For example, imagine taking your convertible out of the garage for a Sunday drive. You wind a turn too fast, losing traction and sending you into the side of another vehicle. The driver inside the other vehicle is hospitalized, requiring weeks of surgeries and rehabilitation. Not only do you face a high repair bill for your own vehicle, but you are responsible for covering the repair costs of the vehicle you hit as well. Later, you are slapped with a quarter-million-dollar lawsuit for the victim’s medical bills, lost wages, and pain and suffering. How do you pay for the damages? If you do not have adequate liability insurance, you may be forced to liquidate your savings or have your future wages garnished until you can repay the debt.
Wisconsin Car Insurance Coverage Options
There are several types of coverage options to choose from in Wisconsin. It is important to keep in mind that the most affordable insurance on paper is not always the most affordable long-term. That is why we here at Stauffer-Klug Insurance weigh individual risk factors and affordability against each other until we find the policy that is right for you. Your complete car insurance coverage package can include:
This is protection for your personal assets when you cause loss or injury to a victim in an accident. Liability can cover property damages, medical bills, lost wages, legal defense fees, and more. We can help you determine how much liability insurance you might need to protect yourself in the event of a collision.
If your own car needs repairs or replacement after an accident, collision insurance can help pay the bill. You pay a small deductible, and your insurer will take care of the rest.
When your car is damaged or lost due to another type of covered event other than a collision, comprehensive protection has you covered. Examples of common comprehensive insurance claims include car theft, break-ins, cracks in windshields, and more.
If you are the victim of a hit-and-run, there is a good chance you will be on the hook for your own car damages. The same thing may hold true if you are hit by an underinsured motorist who lacks adequate coverage to pay for your car’s repairs.
Saving Money on Wisconsin Car Insurance
At Stauffer-Klug Insurance, we put our customers first. We will not waste your time by pushing you into a policy you do not need and cannot afford. Instead, we will help you compare insurance options from several of the state’s leading carriers. We can break down a policy’s coverage, and show you how to save money on premiums by raising your deductible or qualifying for one or more discounts.
If you are looking for affordable, high-quality Wisconsin car insurance, contact our office to request your free quote. We look forward to serving you soon.